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Another major and transformative Question is, Is it really needed that a new wallet get developed? Or we could probably develop an entity that could be importable to almost every type of wallets? Into identity wallets, currency wallets,smartphone wallet,travel once or ...And the next Question is , is it really possible without developing wallet? How big is challenging or dependency to other wallets.

We should pay attention to DC4EU, specially WP7 led by SUNET

Technology development in hardware and software affect the wallets.

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